| ASPCA Dog Insurance | | | | Level 3 coverage adds wellness to the accident and |
| The American Society for the Prevention of Cruelty | | | | illness benefits. This refers to some vaccinations |
| to Animals has a 140 year history of protecting the | | | | (rabies, coronavirus, and distemper), spay or neuter, |
| lives of animals, especially dogs. The ASPCA has now | | | | a physical exam, and heartworm testing. Continuing |
| expanded that protection to cover the health of | | | | Care is available for your dog here, too. The benefits |
| family dogs. Illness or injury can strike unexpectedly, | | | | also rise, with a yearly maximum now of $11,000 and |
| and having this protection for your dog will help | | | | an incident benefit of $3,500. This policy will cost the |
| ensure that proper treatment and your peace of | | | | dog owner $46.30 monthly. |
| mind. | | | | The highest policy offered is Level 4, which covers |
| The policies written by ASPCA Dog Insurance not | | | | accidents, illnesses, wellness, and also wellness plus. |
| only help to protect your dog, but are used by the | | | | This level provides a dental cleaning, heartworm |
| society to help animals everywhere. The ASPCA | | | | medicine, bordetella vaccine, and Lyme vaccine. Once |
| maintains the ASPCA Animal Poison Control Center, | | | | again there are benefit increases as the annual |
| to provide help and information if your dog swallows | | | | benefit goes to $13,000 with an incident benefit of |
| poison. | | | | $5,000. The monthly cost of this policy is $77.36. |
| ASPCA Dog Insurance has 4 levels of protection for | | | | ASPCA Dog Insurance has a $100 deductible for all |
| you to choose from. They also offer Continuing Care | | | | four levels of policy. The dog owner can choose their |
| in levels 2 to 4 if your dog needs help with long-term | | | | own veterinarian, so can deal with someone familiar |
| or chronic conditions. All information here will be based | | | | and trusted. Payment is made to the veterinarian at |
| on quotes for a young, healthy dog. The most basic | | | | the time of service, and then a claim is submitted to |
| policy offered is the Level 1, which costs $11.00 per | | | | the ASPCA via email, fax, or mail. These policies will |
| month. This policy covers accidents only. There is a | | | | reimburse 80% of covered charges. ASPCA Dog |
| per accident limit of $2,500 and a maximum benefit | | | | Insurance will cover your dog anywhere in the United |
| of $8,000 annually. | | | | States or Canada. |
| The next step up is Level 2, which covers not only | | | | The dog owner should be aware that there are |
| accidents, but illnesses also. Covered at this level are | | | | conditions that are not covered with any of their |
| prescriptions, lab tests, x-rays, illness treatment, | | | | policies, and these include (among other things) |
| diagnostics, surgery, and hospitalization. This policy | | | | congenital disorders, hereditary diseases, pre-existing |
| also has a maximum yearly payout of $8,000. The | | | | conditions, pregnancy, and experimental treatments. |
| Continuing Care Option is available at this level, and | | | | Before buying any dog insurance policy, check to see |
| this policy will cost $27.22 per month. | | | | what is covered and what is not. |